Joe Pags - 10/1/25 - Goldencrest Dedicated

Blair Cullen
October 01, 2025

Hi,

The old playbook is broken. For decades, Wall Street swore by the 60/40 portfolio, 60% stocks and 40% bonds. It was supposed to be “safe.”

Not anymore. Morgan Stanley just declared the new model: 60/20/20. Stocks, bonds, and now 20% in precious metals.

Why? Because the past 10 years told the real story:

•	According to U.S. inflation data, the dollar lost more than 35% of its purchasing power.

•	In the same period, World Gold Council data shows gold surged 228%, rising from about $1,158 an ounce in 2015 to nearly $3,800 today.

Here’s what that means for savers:

Scale that up, and $1M in gold became $3.28 million.

This is why central banks worldwide are buying record levels of gold. And Wall Street’s biggest names are echoing the same outlook:

•	Goldman Sachs: $5,000 an ounce

•	UBS: $4,000 in the near term

•	JP Morgan: up to $6,000 gold during Trump’s term

But the dollar? Morgan Stanley projects another 10% drop by 2026.

The lesson? Cash alone has failed savers. Gold has not only preserved wealth, but grown it, especially during times of inflation and volatility.

That’s why we created this brand new guide. Inside you’ll discover:

•	How to move part of your IRA or 401(k) into gold without taxes or penalties

•	Why gold rises when stocks, bonds, and the dollar stumble

•	Step by step strategies to safeguard and grow retirement savings now

The last 10 years punished inaction. The next 10 years could reward those who prepare.

Don’t wait, claim your Gold Info Guide now and see exactly how to position yourself before the next surge.